Browsing by Subject "economic development"

Now showing 1 - 6 of 6

Access status: Open Access ,
Financial Inclusion and Its Relationship in Inclusive Economic Growth
(Wydawnictwa AGH, 2023) Wójcik-Czerniawska, Agnieszka
The purpose of this study is to discuss the relationship between financial inclusion and inclusive economic growth. Financial inclusion is the ability to gain access to relevant and affordable financial products and services applicable to their needs in transactions, payments, savings, credit, and insurance, delivered ethically and sustainably. Financial inclusion and economic growth are becoming increasingly important to national development. I will use the phenomenon of rapidly expanding financial inclusion in Asia without increasing economic growth or reducing income inequality for this study. Moreover, the impact of financial inclusion on economic development, poverty, income inequality, and financial stability is inconsistent, and there is a lack of comprehensive research. Economic development can be significantly increased through digital financial inclusion, while income disparities can be reduced and poverty can be significantly reduced based on empirical findings. The Global Index Database estimates that 50% of the adult population lacks access to formal financial services.
Access status: Open Access ,
Forecasting the economic impact of a vacuum tube high-speed transport system in Poland - an input-output approach
(Wydawnictwa AGH, 2021) Lach, Łukasz; Suder, Marcin; Kusa, Rafał; Duda, Joanna
The aim of this paper is to specify the multiplier effects that are induced in the national economy in reference to the construction of Hyperloop lines in Poland using tunnel and trestle technology. In particular, we calculate the added value and employment growth for several industries that will contribute to the construction process. We use an input-output analysis that enables us to take the detailed structure of interindustry linkages in Poland into account. According to our results, constructing a Hyperloop infrastructure in Poland would have the greatest stimulating impact on several sectors of the Polish economy, including crude oil and natural gas, metal ores, other mining products, building objects and construction work, products from other non-metallic raw materials, finished metal products, land and pipeline transport, and wholesale trade. However, this impact will be affected by the choice of construction technology (tunnel versus trestle). In addition, our calculations relate to particular routes of the potential Hyperloop network. This study contributes to the body of literature on transport infrastructures and public investments as well as Hyperloop technology development. Additionally, it contributes to the econometric methodology by employing an input-output analysis for forecasting the multiplier effects of constructing a Hyperloop system. This study has practical implications for the decision-making process on Hyperloop network development in the future.
Access status: Open Access ,
Historical value chain analysis as the tool of continuous regional innovation development
(2008) Filipowicz, Paweł
Budowa spójnych systemów innowacyjności jest ważnym dla rozwoju ekonomicznego UE. Najlepiej dostosowaną do specyfiki krajów Wschodniej Europy jest koncepcja regionalna. Pojawia się jednak problem związany z transformacją pro-rynkową tych krajów - jak zbudować unikalną, konkurencyjną strategię rozwoju regionu? Pomocnym narzędziem do określenia źródeł tej strategii może się stać analiza historyczna rozwoju łańcucha wartości danego regionu.
Access status: Open Access ,
Knowledge-based Economy and Priorities of Poland’s Innovation Policy
(Wydawnictwa AGH, 2023) Oksanych, Oleksandr
The chapter deals with the current and widely discussed issues of creating a knowledgebased economy and the role of innovation in this process. Innovation barriers were systematized based on the criterion of cause-and-effect relationships occurring in innovation processes. It has been proven that the level of innovativeness of the economy is influenced not only by the assumptions of the innovation policy, the level and structure of financing, but also by behavioral factors. The need for a systemic approach to the problem of innovation and the development of an effective innovation policy in Poland was justified. Principles for the creation and implementation of this policy have been formulated.
Access status: Open Access ,
Rynek energii, ekonomia i prognozowanie gospodarki
(Wydawnictwa AGH, 2025) Kopeć, Sławomir; Lach, Łukasz; Pluta, Marcin; Raczyński, Maciej; Suwała, Wojciech; Wyrwa, Artur; Zyśk, Janusz
A fundamental element of the ongoing energy transformation (ET) in Poland is the economic dimension of this process, encompassing aspects related to the optimization of system costs, financing and maximization of positive externalities. The article presents the authors’ experience in the scope of the aforementioned issues resulting from their participation in the implementation of scientific and research works, including: (1) works conducted in the project “Energy Transformation Observatory” financed as part of the competition for the strategic program of scientific research and development works “Social and economic development of Poland in the conditions of globalizing markets” GOSPOSTRATEG by the National Center for Research and Development and (2) many years of experience resulting from the construction of multidimensional fuel and energy models by the Energy Systems Modeling Team of AGH. The presented results illustrate the unique potential of AGH in the area of monitoring and programming the economic and technological aspects of ET in Poland, which allows for a greater application of the evidence-based policymaking principle to create national climate and economic policy.
Access status: Open Access ,
Wpływ kosztów alternatywnych na podejmowanie decyzji inwestycyjnych w przedsiębiorstwach prywatnych
(2007) Księżyk, Marianna; Lisowski, Robert
W opracowaniu wychodzi się z założenia, że w warunkach otwartej gospodarki rynkowej przedsiębiorstwa prywatne kierują się w decyzjach inwestycyjnych kosztem alternatywnym kapitału. Oznacza to, że przedsiębiorstwo prywatne wybierze taki projekt inwestycyjny, który zapewni najwyższy zysk przy uwzględnieniu kosztów alternatywnych kapitału (nazywanych kosztami utraconych możliwości). Temu ogólnemu ujęciu treści ekonomicznej kosztów alternatywnych dla lokowania kapitału nadaje się pragmatyczny sens, przyjmując, że na realizację zasługują te projekty inwestycyjne, które przynoszą stałe przychody większe niż cena wynajmu kapitału. Dany projekt zasługuje na podjęcie, jeśli firma zarabia na nim więcej, niż musi zapłacić za kredyt na jego sfinansowanie i przeznaczyć na amortyzację niezbędnego kapitału. Takie ujęcie kosztów alternatywnych powoduje, że treścią opracowania jest: procedura stosowana przez przedsiębiorstwa prywatne w zakresie wyboru projektów inwestycyjnych oraz ocena poziomu cen kredytów, pozyskiwanych z systemu bankowego przez podmioty gospodarcze w Polsce i w wybranych krajach gospodarki rynkowej.